Understand your money, one short lesson at a time
89 bite-size lessons across core, deep-dive and country tracks. Every lesson has a quiz, homework you can actually do, and a place to keep notes. Finish the core tracks and you earn a mySal Academy certificate.
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Money for growing up
A fun, friendly money journey that grows with your child — from first coins at age 5 to real independence at 17. Learn together.
Teach your kids about money — parents' guideMoney Explorers (ages 5–9)
A gentle first look at money for young children — what it is, saving, spending, and the difference between things we need and things we want. Best read together.
5 lessons · 0 completed
Money Champions (ages 10–12)
Building real money skills for pre-teens — budgeting pocket money, saving for goals, how banks work, being a smart shopper, and spotting when something's a rip-off.
6 lessons · 0 completed
Money & Independence (ages 13–17)
Real-world money skills for teens — your first job and payslip, bank accounts and cards, budgeting your own money, avoiding debt traps, online money safety, and getting ready for adult life.
7 lessons · 0 completed
Written to be read with or by children. Money amounts are illustrative and pocket-money sized. Grown-ups: help younger children with anything involving real accounts or money.
Core tracks
Start here. Each track builds on the last and ends with an exam.
Money Foundations
The basics that everything else sits on: income, spending, safety nets and goals.
8 lessons · 0 completed
Understanding Tax
How income tax and social contributions actually work, in plain English.
9 lessons · 0 completed
Earning & Payslips
Read your payslip line by line, and understand overtime, bonuses and pay rises.
8 lessons · 0 completed
Saving & Budgeting
Build a budget you will actually keep, and make saving automatic.
9 lessons · 0 completed
Debt & Credit
How borrowing works, what interest really costs, and how to get out of debt.
9 lessons · 0 completed
Pensions & Future
Pensions, compounding and long-term planning, without the jargon.
7 lessons · 0 completed
Investing Basics
Risk, diversification and time. The concepts, never the tips.
8 lessons · 0 completed
Self-Employed & Business
Working for yourself: income, expenses, set-aside tax and invoicing.
7 lessons · 0 completed
Country tracks
The rules where you actually pay tax — pick the one that matches you.
UK Essentials
A short mini track on the UK-specific rules: tax codes, allowances, ISAs and pension relief.
2 lessons · 0 completed
US Essentials
A short mini track on US withholding, federal vs state tax and the main retirement accounts.
2 lessons · 0 completed
Ireland Essentials
A short mini track on Irish tax credits, USC, PRSI and pension relief.
2 lessons · 0 completed
Covering GB, United States, Ireland.
mySal Academy is financial education, not financial advice. It explains how things work in general terms — it can't recommend products, investments or what you personally should do. For advice about your own situation, speak to a qualified adviser or your local tax authority.
Everything in Learn
mySal Academy: bite-size money lessons, quizzes and practice exams for adults, plus a friendly track for kids and teens.
Academy
Tracks
Kids & teens
Carry on from here
Start Money FoundationsFive minutes is enough to begin.
- Kids & teens lessons
- Back to your dashboard
- Try a calculatorSalary & Tax hub.
- Play a money gameGames hub.