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Track BBeginner

Understanding Tax

How income tax and social contributions actually work, in plain English.

9 lessons · 0 completed

  1. 1. How income tax works 7 min read
  2. 2. Tax bands and marginal rates 6 min read
  3. 3. Allowances, reliefs and tax-free amounts 6 min read
  4. 4. National Insurance and social contributions 6 min read
  5. 5. Tax codes, errors and refunds 6 min read
  6. 6. Why we pay tax (and where it goes) 4 min read
  7. 7. PAYE vs self-assessment — two ways tax gets paid 5 min read
  8. 8. Tax on overtime, bonuses and side income 5 min read
  9. 9. Staying on top of your tax 5 min read

End-of-track exam

Ten questions drawn from the whole track. You need 70% to pass, and you can retake it as often as you like.

Take the exam

Tip: finish the lessons first — the exam covers all of them.

mySal Academy is financial education, not financial advice. It explains how things work in general terms — it can't recommend products, investments or what you personally should do. For advice about your own situation, speak to a qualified adviser or your local tax authority.