Get your real number in six steps
mySal has a lot under the bonnet. You don't need all of it on day one — here's the path that gets you the most, fastest.
Start with your number
Type your salary on the homepage — no account, no email, nothing. Pick your country and region (Scotland has its own bands, and mySal knows it) and your take-home appears instantly: monthly, weekly, hourly. Every figure is calculated from official rates, and the 'Assumptions & source' panel shows you exactly which ones — linked straight to HMRC, Revenue or the IRS.
Try itMake it yours
Sign up free and run through Setup: pension contributions, student loan plan, allowances. Takes about a minute. From here, every tool in mySal — the simulators, the AI, the deadline reminders — runs on your real figures instead of averages. That's the difference between a calculator and your calculator.
Set up my profileTest real life before it happens
Offered overtime this month? Weighing two job offers? Thinking about a side hustle? Open Quick Calc from the top of any page, or the What-if simulator, and see the after-tax truth in seconds. Overtime isn't taxed the way most people think — mySal shows you your actual marginal rate, so you decide with the real number, not the rumour.
Run a what-ifAsk, don't google
Generic tax articles don't know your salary. mySal's AI advisors do. Ask 'is my overtime worth it?', 'what deductions am I missing?', 'should I put my bonus in my pension?' — and get an educational answer built on your figures and your country's rules, with a reminder to verify the big decisions with a professional. One door, three specialists: tax, salary & negotiation, and a full financial review.
Ask mySalNever lose money to a deadline
Late tax filings start at £100 in penalties — before interest. Open Deadlines once, switch on reminders, and mySal warns you 14 days and 3 days before every date that applies to your country: self assessment, VAT, payment on account, the lot. Thirty seconds of setup that can save you real money.
Set my remindersGoing freelance? Covered.
The Self-Employed hub logs your income and tells you — in one number — exactly what to set aside for tax, so the bill never surprises you. It tracks expenses, watches your VAT threshold before you cross it, and on Pro it generates invoices, logs mileage relief and bundles a tax pack your accountant will actually thank you for.
Open the hubQuick answers
Is mySal really free?
Yes — the calculators, simulators, budgeting, deadlines and market prices are free forever, no card required. Premium (£4.99/month) adds the AI advisors and scanning; Pro (£9.99/month) adds the full freelance toolkit. You'll always see exactly what's free and what isn't before you click.
How accurate are the calculations?
Every calculation runs on the current official rates, and we show our working: the 'Assumptions & source' panel under every result lists the exact bands and thresholds used, linked to HMRC, Revenue or the IRS. Results are estimates — individual circumstances vary, so verify big decisions with a professional.
Is my data safe?
Your data is encrypted in transit and at rest, visible only to you, and never sold or shared with advertisers — ever. You can export everything or permanently delete your account any time from Settings. Full details in our Privacy Policy.
Is this financial advice?
No. mySal — including its AI features — provides educational information and estimates, not regulated financial or tax advice. We're not authorised by the FCA, Central Bank of Ireland or any regulator, and we'll always tell you when a question deserves a qualified professional.
What's the fastest way to get value from mySal?
Steps 1 and 5 above: get your real take-home number (10 seconds), then switch on deadline reminders (30 seconds). Everything else can wait until you need it.
Ready?
Your real number is ten seconds away.
Know your real number