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Rent vs buy calculator

See whether renting or buying works out cheaper over your planned horizon.

10-year comparison
Buying saves £85,452
Total rent paid
£168,000
Net cost of buying
£82,548
Monthly mortgage
£1,691
Projected house value
£470,371
  • Ignores maintenance, service charges, insurance, transaction costs and opportunity cost on the deposit.
  • Break-even shifts a lot depending on how long you actually stay.