50/30/20 budget planner
A simple, low-effort budget that keeps money moving in the right direction.
Monthly plan (50/30/20)
£2,800
Needs — 50%
£1,400
Wants — 30%
£840
Savings / debt payoff — 20%
£560
Annual savings if you hit 20%
£6,720
- • Needs: rent, utilities, groceries, transport, minimum debt payments.
- • Wants: eating out, hobbies, subscriptions, holidays.
- • Savings / debt: retirement, emergency fund, extra debt payments above minimum.