£15,000 After Tax in the UK (2026/27)

If you earn £15,000 per year in the UK, your take-home pay is £14,320 per year £1,193 per month, £275 per week, or £7.34 per hour after Income Tax and NI.

Net pay per month
£1,193
95.5% of gross — £14,320 per year
Income Tax
£486
3.2%
National Insurance
£194
1.3%
Effective rate
4.5%
of gross
Marginal rate
20%
on next £1

£15,000 after tax by pay period

PeriodGrossTaxNITake-home
Yearly£15,000£486£194£14,320
Monthly£1,250£41£16£1,193
Weekly£288£9£4£275
Daily (260 days)£58£2£1£55
Hourly (37.5h week)£7.69£0.25£0.1£7.34

Daily assumes 260 working days. Hourly assumes a 37.5-hour week.

How your tax is calculated

£12,570 is tax-free (personal allowance). £12,571–£50,270 is taxed at the 20% basic rate. National Insurance is 8% between £12,570 and £50,270, then 2% above. Your marginal rate is 20% — every additional £1 you earn keeps roughly £0.72 after tax and NI.

What if…

  • £15,500 instead? Your take-home rises by roughly £60/month — see £15,500 after tax.
  • With a 5% pension contribution, your monthly take-home would be £1,143 but you'd save around £150 in income tax over the year.
  • 10 hours of overtime a month at time-and-a-half would add about £92 to your monthly take-home.

Frequently asked questions

Is £15,000 a good salary in the UK?
The full-time median salary in the UK is around £37,430 (ONS ASHE 2024, full-time employees). £15,000 is roughly 60% below that figure.
How much is £15,000 per hour?
Assuming a 37.5-hour week over 260 working days, £15,000 a year is around £7.69 per hour gross, or £7.34 per hour after tax.
How much tax do I pay on £15,000?
On £15,000 a year in the UK, you would pay approximately £486 in income tax and £194 in National Insurance — an effective rate of 4.5%.

Not exactly £15,000? Adjust the calculation

Change the salary or add a pension contribution to see live figures.

Take-home / year
£14,320
Per month
£1,193
Effective tax rate
4.5%

Add overtime, a side job or pension contributions → open the full calculator.

Explore common scenarios

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Nearby salaries

Estimates based on 2026/27 rates. mySal is an educational tool, not tax advice.